Independent jurisdictional intelligence. No commissions. No conflicts.
For American families with significant assets, second residency and citizenship decisions sit at the intersection of US tax law, international regulatory compliance, and long-term estate architecture. The stakes are structural: FATCA reporting obligations, FBAR filing requirements, potential exit tax exposure, and the cascading implications of establishing domicile in a foreign jurisdiction. These are not decisions that tolerate approximation.
Yet the market that serves these families is fragmented and misaligned. Program operators are compensated by the jurisdictions they promote. Immigration attorneys possess deep procedural knowledge but rarely model the cross-border tax consequences of the pathways they recommend. Tax advisors understand the reporting obligations but lack current intelligence on program structures, fund performance, and regulatory shifts. The result is a gap—between what is sold and what is strategically sound—that puts capital, compliance, and family continuity at risk. Retirement Citizenship exists to close that gap.
Every engagement follows a four-stage process designed to produce defensible, conflict-free jurisdictional intelligence.
We begin with the client's existing infrastructure—not a destination. This includes a review of their current tax structure, trust architecture, estate plan, beneficiary designations, and the regulatory obligations that attach to their domicile. No jurisdictional analysis is meaningful without this foundation.
We identify residency and citizenship programs that create strategic alignment with the client's objectives—evaluating tax treaty networks, inheritance treatment, physical presence requirements, pathway to citizenship, and compatibility with US reporting obligations. Programs that introduce friction with the client's existing wealth plan are excluded.
Each shortlisted program is reviewed against current AML compliance standards, FATCA intergovernmental agreements, local financial intelligence unit requirements, and the regulatory history of approved investment fund structures. We independently verify fund licensing, management track records, and fee transparency before including any vehicle in our analysis.
When a client is prepared to proceed, we connect them with IMC-credentialed legal counsel in their jurisdiction of interest. Our attorney partners maintain certified AML programs and conduct full KYC verification on all clients as a condition of engagement. We facilitate the introduction; the attorney-client relationship is independent.
We are not a program operator.
We do not earn commissions from governments or investment funds. Our analysis is compensated by the client, not the jurisdiction.
We are not a law firm.
We do not provide legal advice or represent clients in immigration proceedings. We produce the intelligence that allows qualified counsel to act effectively.
We are not a financial advisor.
We do not manage assets or provide investment recommendations. Our role is jurisdictional analysis—the strategic layer that sits between legal counsel and financial planning.
If your objective is to understand how second residency integrates with your existing estate plan, tax structure, or family governance framework, we invite you to request a private consultation. For a detailed overview of current jurisdictional opportunities, access our 2026 Strategic Briefing.
We work with a select number of American families and their advisors each year. Engagements begin with a confidential, no-obligation consultation.