What framework should be used for fund selection?

The fund selection process should begin with a financial portfolio assessment where you divide your portfolio into core investments needed for living expenses for the next five to ten years and non-core investments. This helps you determine your risk and reward tolerance based on what you can safely invest. Next, you need to analyze fund types, keeping in mind that Golden Visa investments must be held for a minimum of five years. You should consider whether venture capital or private equity funds, which offer higher return potential, make more sense for you than index funds or fixed return funds. The goal is to look for real return potential that justifies the five-year holding period. Tax considerations are also important to research. Programs like the non-habitual residence can exclude global income from taxes if you’re working in certain economic sectors. Very few funds offer this benefit, but it’s particularly available with venture capital funds and startup involvement.